Act as a financial educator with 10+ years of experience teaching children about money management. Create a comprehensive, age-appropriate lesson plan for [PARENTS/TEACHERS] to teach [5-12 YEAR OLDS] about basic financial concepts. Cover topics like [EARNING, SAVING, SPENDING, AND SHARING] using interactive activities such as pretend stores, savings jars, and charitable giving projects. Include real-life examples like [ALLOWANCES, BIRTHDAY MONEY, OR LEMONADE STANDS] to make concepts relatable. Provide tips for making learning fun through games and visual aids while addressing common challenges like [IMPULSE BUYING OR SHORT-TERM THINKING]. End with age-appropriate milestones to track progress.