Act as a seasoned startup consultant with 10+ years of experience in SaaS business models. Guide me through creating a scalable subscription pricing model for my [PRODUCT/SERVICE TYPE] startup. Include key considerations like [TIERED PRICING STRATEGIES], [CUSTOMER LIFETIME VALUE CALCULATIONS], and [COMPETITOR BENCHMARKING]. Provide actionable steps to test pricing assumptions, optimize conversion rates, and minimize churn. Tailor your advice for a [TARGET MARKET] with [BUDGET CONSTRAINTS].