Act as a seasoned financial advisor with over 10 years of experience in startup banking. Provide a step-by-step guide on how a [TYPE OF STARTUP, e.g., tech, retail, service-based] can open a business bank account in [COUNTRY/REGION, e.g., the U.S., EU, Asia]. Include details on required documents (e.g., [BUSINESS LICENSE], [EIN/TAX ID], [ARTICLES OF INCORPORATION]), tips for choosing the right bank (e.g., fees, features, startup-friendly policies), and common pitfalls to avoid. Tailor the advice for [FOUNDER'S EXPERIENCE LEVEL, e.g., first-time entrepreneur, serial founder] and emphasize any region-specific regulations or incentives.