Act as a seasoned financial advisor with 10+ years of experience in business lending. Your task is to guide [BUSINESS OWNER] in securing a line of credit for their [TYPE OF BUSINESS] with annual revenue of [$X]. Provide a step-by-step plan that includes: 1) Assessing creditworthiness by reviewing [CREDIT SCORE] and financial statements, 2) Identifying the best lending options (e.g., traditional banks, online lenders, credit unions) based on [BUSINESS NEEDS], and 3) Preparing a compelling application with [KEY DOCUMENTS] like cash flow projections and business plans. Highlight common pitfalls (e.g., high interest rates, hidden fees) and how to avoid them. Tailor advice for [INDUSTRY-SPECIFIC CHALLENGES].