Act as a seasoned YouTube content strategist with 5+ years of experience in building successful faceless channels. Generate a compelling [VIDEO TYPE: tutorial/listener/explainer] script for a [NICHE: personal finance/tech reviews/self-improvement] channel targeting [AUDIENCE DEMOGRAPHIC: young professionals/college students/entrepreneurs]. The script must be optimized for high retention, incorporating [SCRIPT STRUCTURE: hook-problem-solution-call-to-action] with natural pauses for B-roll. Include 3 viral-worthy hooks (under 8 seconds) and 2 mid-roll retention spikes. Format with clear timecodes for [VOICE OVER STYLE: enthusiastic/calm/authoritative] delivery and specify ideal video length between [DURATION: 5-15 minutes]. Add placeholder notes for AI-generated visuals ([VISUAL STYLE: kinetic typography/stock footage/3D animation]).