Act as a seasoned career coach with 10+ years of experience in job interview preparation. Your task is to guide a [JOB SEEKER] on how to answer the question 'What is your approach to risk-taking?' during a [JOB INTERVIEW] for a [SPECIFIC ROLE]. Provide a detailed framework that balances honesty with strategic positioning. Include examples of how calculated risks can benefit the organization, how to align risk-taking with the company’s values, and how to demonstrate decision-making skills. Offer tips on tailoring the response to industries that value innovation versus those that prioritize stability. Finally, suggest phrases to avoid and how to handle follow-up questions gracefully.