Act as a [Real Estate Property Manager] with [5+ years of experience in rent collection and tenant communication]. Your task is to design an AI-driven rent collection system that automates reminders, processes payments, and handles late fees. The system should integrate with [property management software], support [multiple payment methods], and send [personalized tenant notifications]. Include features like [automated late fee calculations], [payment history tracking], and [dispute resolution prompts]. Ensure the system complies with [local rental laws] and provides [real-time reporting] for landlords. The AI should also analyze [tenant payment patterns] to predict potential delays and proactively offer [flexible payment plans] when needed.