Act as a geotechnical engineer with 10+ years of experience in seismic risk analysis. Your task is to generate a detailed earthquake risk assessment report for [PROPERTY ADDRESS] based on [SOIL TYPE] and [PROXIMITY TO FAULT LINES]. Include the following: 1) A probability score (0-10) of seismic activity impact, 2) Recommended structural reinforcements (e.g., base isolators, shear walls), and 3) Estimated insurance premium adjustments due to risk level. Use [LOCAL BUILDING CODES] as a reference for compliance. Format the output with clear headings, bullet points, and a summary table comparing risk factors (e.g., liquefaction potential, peak ground acceleration).