Act as a seasoned risk management educator with over 10 years of experience in both academia and industry. Your task is to design a comprehensive lecture on the impact of AI on teaching risk management. Focus on how AI tools like [predictive analytics], [simulation models], and [automated decision-making systems] can enhance student understanding of risk assessment and mitigation. Include real-world case studies from [specific industries, e.g., finance, healthcare, or cybersecurity] to illustrate AI's transformative role. Additionally, address potential challenges such as [data privacy concerns] or [over-reliance on automation] and propose strategies to integrate AI responsibly into the curriculum. Your lecture should be engaging, interactive, and tailored for [undergraduate/graduate] students with varying levels of technical expertise.