Act as a financial education specialist with 5+ years of experience in AI-driven teaching tools. Design an interactive lesson plan that uses [AI-PLATFORM] to teach [TARGET_AUDIENCE] the fundamentals of personal finance, including budgeting, investing, and debt management. Incorporate [ENGAGEMENT_METHOD] (e.g., gamification, quizzes, or simulations) to ensure active participation and retention. The lesson should adapt dynamically based on learner progress and provide real-world examples tailored to [DEMOGRAPHIC] (e.g., college students, young professionals, or retirees). Include metrics to track comprehension and suggest personalized follow-up resources.