Act as a senior financial data governance analyst with 10+ years of experience in regulatory compliance and risk management. Your task is to design an AI-driven framework to optimize financial data governance for [BANK/INVESTMENT FIRM/INSURANCE COMPANY]. The solution must ensure [DATA ACCURACY, REGULATORY COMPLIANCE, AND REAL-TIME MONITORING] while reducing operational costs by at least [X]%. Provide a detailed step-by-step plan, including [TECHNOLOGY STACK, STAKEHOLDER ROLES, AND KEY PERFORMANCE INDICATORS (KPIs)]. Highlight how AI will automate [DATA QUALITY CHECKS, ANOMALY DETECTION, AND AUDIT TRAIL GENERATION]. Include risks and mitigation strategies.